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Industry professionals with over 50 years GIT experience across Africa. Providing a wealth of knowledge with leading global insurance capacity.

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Who We Are

A consortium of Industry professionals with over 50 years GIT (Goods in Transit) experience in Africa. We bring together our local knowledge across the continent with leading global insurance capacity (including Lloyd’s of London).

We provide high value GIT coverage, leading terms at cost effective premiums, underwritten locally by our domestic insurance partners across the continent but 100% reinsured internationally.

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What We Do

Many companies when transporting their goods from Point A to Point B frequently make the mistake of believing that their goods are insured by their chosen transporter.

More often than not this is not the case. Transporters will normally cover their own needs and even when they say they have goods covered it is usually insufficient to cover any likely losses.

If goods are lost in a hijack, traffic accident, fire, flood or any other disaster without a dedicated GIT policy these goods may not be properly or fully insured. This is where we come in.

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How We Work

Africa-GIT has partnered with a number of leading insurers across Africa to provide local policies backed by internationally renowned insurance companies. Queries can be submitted via our website (see below) or direct to our partners.

The map below shows where we operate and the local contact details of our domestic insurers which offer our policies. We aim to respond to all requests for a quotation within 48 hours either via our partners or direct. We also welcome portfolio transfer opportunities.


South africa

Insurer:SA Consortium Broking
Address:Unit 5, Block A, Tuscan Square Office Park, Cnr of Mimosa and Ruhamah Drive, Helderkruin
Name:Rikus Heystek
Head of Broking (South Africa)
Telephone:+2787 720 1338


Any one conveyance or equivalent in any other currency

USD 1,000,000
ZAR 20,000,000


General Claims Excess / Deductible - or each and every claim or equivalent in any other currency:

USD 630
ZAR 10,000

Excess for Theft

In respect of Theft/Hijacking/Armed Robbery

USD 1,500
ZAR 25,000

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Our Product

Coverage you can rely on!

Our local carrier policies provide the following cover:

  • All interests covered other than those detailed below which may still be agreed subject to Underwriters agreement
  • Coal considered through our local partners
  • Perishable commodities and vaccine, temperature controlled pharmaceuticals also considered
  • Excluded Goods – Computers, Cell Phones, Tobacco of any nature, Cigarettes, Antiques, Bullion, Cash, Jewellery, Deeds, Furs, Specie, Alcohol, Watches, Fresh Produce, Gold and Cars
  • All countries within Africa accepted, no exclusions other than where UN sanctions intervene
  • Claims paid in hard currency, US$ or ZAR where permitted
  • Includes Riots, Strike and Civil Commotion
  • Institute Cargo Clauses “A” and Institute Strikes Clauses Cargo

No other GIT policy on the market comes with such benefits. With over 50 years of experience in the African insurance markets, the Africa-GIT team have formulated a policy that offers unparalleled advantages to those clients looking for strong, high limits GIT insurance cover, backed by international insurers and priced competitively.

See Our Full Policy
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Our Services

Our Enhanced Offering

We offer a unique set of additional services beyond our market leading rates, policy wording and coverages. In addition to the above, our policy also provides the following benefits and additional extras:

  • A Lloyd’s of London standard risk survey included at underwriters’ expense carried out by Africa-GIT’s local partner adjustors – Giles Russell & Associates
  • Claims settlement authority and adjustment locally to ensure payment can be approved and settled rapidly
  • A personal Risk Manager service if required
View Brochure
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Envirosure Partnership

Comprehensive Environmental Solution

Africa-GIT and it’s local partners are proud to offer Environmental Impairment Cover to our clients. This solution is underwritten by Envirosure Underwriting Mangers, an authorised Financial Services Provider, in South Africa, FSP No: 38594. Full compliance documentation can be found here.

Envirosure offers a comprehensive environmental policy for transporters of hazardous goods and potential pollutants. Hazcall24, Envirosure’s 24-hour toll free call centre, has a network of approved service providers within South Africa and across the border that will ensure that claims are handled promptly and professionally. Hazcall24 will immediately appoint authorised service providers and mobilise units to the scene. The insured is required to contact the Hazcall24 Call Centre immediately in the event of a claim, to benefit from this cover. Coverage includes:

  • Emergency response and spillage containment
  • Clean-up and rehabilitation
  • Environmental and ecological restoration
  • 1st and 3rd party clean-up costs
  • Loading and offloading
  • Hazcall24 Call Centre service
  • Toll free number 0860 44 44 11 and cross border number +27 (0)60 440 2810

Dry Non-haz Solution:
Cover for the clean-up of non-hazardous cargo (not UN Listed products) from vehicles listed in the schedule to an indemnity limit of R250 000 per incident with an excess of R25 000 payable. Cover only allows for clean-up costs as a result of a motor peril as per the Envirosure policy wording. Rehabilitation and restoration are specifically excluded. Side Tank cover indemnity limit, to a maximum of R50 000 per incident. Coverage includes:

  • Clean-up of non-hazardous, dry products only, from the load
  • Side Tank Solution automatically forms part of this cover up to a maximum indemnity limit of R50 000 per incident (higher limits are available on request).
  • Incident management
  • Excess of R25 000 for each and every loss – this may be claimed back from the Debris Removal section of our GIT cover (NB: where the excess amount claimed for the damaged subject matter removal does not exceed 10% of the proportionate insured value under the GIT elements of the policy)

Envirosure Underwriting Managers (Pty) Ltd is an authorised Financial Services Provider. FSP 38594. Envirosure Underwriting Managers underwrites on behalf of various insurers. The specific underwriter will be confirmed in the schedule and policy wording. Reinsurance by Design has entered into an intermediary agreement with Envirosure/Centriq

About Us is a trading name of SA Consortium Broking (Pty) Ltd FSP No. 52401 based in Johannesburg. SA Consortium Broking is part of a unique worldwide consortium between; Reinsurance By Design Brokers (Pty) an Authorised Financial Service Provider, FSP No. 50735 based in Johannesburg, South Africa; Abimar Brokers Limited, which is a London based International Insurance Brokerage who are Appointed Representative of ES Risks Limited which is a Lloyd’s of London registered broker and is authorised and regulated by the UK Financial Conduct Authority; and Giles Russell & Associates a specialist Risk Management consultancy based in Johannesburg, South Africa.

Our Team

Reinsurance Logo Abimar Brokers Logo Giles Russell & Associates Logo

Charmaine Sneyd

Charmaine Sneyd has over 32 years reinsurance broking experience gained with global Reinsurance Brokers such as Guy Carpenter. She is a “household name” in the South African insurance market and facilitates both Treaty and Facultative placements. Currently she owns a fully regulated reinsurance brokerage based in South Africa which was founded in March 2019.

Rikus Heystek

Rikus Heystek is a director of Insist Risk Managers a Lloyd’s OMC and South African based Broker. With over 14 years of experience within the international insurance industry he currently manages and oversees a number of world-class insurance facilities backed by international carriers.

Jonathon Lane

Jonathon Lane has over 20 years specialist insurance industry experience and owns a fully regulated international insurance brokerage based in London founded in 2021. Jonathon also owns an insurance consultancy business formed in 2010. Jonathon has worked in the UK, US and Bermuda and has consulted to some of the largest insurers globally. Jonathon has been travelling on business to Africa for over 10 years.

Giles Russell

Giles Russell had a 20 year career in the Royal Hong Kong Police before moving to South Africa and developing Giles Russell and Associates, a Johannesburg-based risk assessment and loss adjusting company specialising in marine insurance, Goods in Transit and Stock Throughput risks. The business has taken Giles throughout southern, central and east Africa where he has developed a broad range of contacts with valuable skills relevant to his business. Giles’s previous involvement in security related matters makes him a valuable resource to companies looking for advice with regard to developing business in these regions.


Application Process

Please complete the form below or alternatively you can download a proposal form and submit this manually to


If you wish to apply for marine cargo goods in transit insurance via Africa-GIT and its associated Companies, please complete this Proposal Form. We shall respond with our quotation for your consideration. The insurance will be effected once we receive your confirmation of acceptance.

Under Section 25(5) of the UK Insurance Act, Cap 142 (Revised Edition 2000), you have a duty to disclose in this Proposal Form, fully and faithfully, all the facts which you know or ought to know, otherwise, the policy issued hereunder may be void.

No insurance is in force until this application is accepted in accordance with our policy terms, conditions and exclusions.

Download Proposal Form

    Insured Interest:

    Voyage/Routes Travelled:

    Additional Information:

    If yes, please complete a summary of the claims as shown below:

    Environmental Pollution Solutions:

    We provide indicative quotes as standard for non-Hazardous environmental pollution liability (where applicable) via Envirosure Underwriting Managers (Pty) Ltd which is an authorised Financial Services Provider. FSP 38594. Envirosure Underwriting Managers underwrites on behalf of various insurers. The specific underwriter will be confirmed in the schedule and policy wording.

    If you would like us to provide you with further information and a proposal form on these coverages please tick below, and indicate the level of cover you may require.

    Notice for Personal Data Protection Policy

    By completing this form, you agree:

    1. I/We acknowledge and consent to Africa-GIT and its associated Companies collecting, using, processing and disclosing to third party service providers and/or intermediaries, within or outside the United Kingdom, my/our personal data for the purposes of processing and servicing my/our policies/claims;

    2. I/We declare and confirm that I/We have obtained the consent of the person(s) and/or nominee(s) named herein, where applicable, and that he/she/they has/have authorised me/us to disclose their personal data and to give consent on their behalf for the above collection, use, process and disclosure; and

    3. I/We acknowledge the detailed Privacy Policy Statement, governing the above.

    *Denotes these sections/questions must be fully completed.